‘I’ll teach her how to use money as a tool’: a podcaster’s plan to make her daughter a millionaire

Finance podcaster Jannese Torres says even finding an extra $50 to $100 a month can put kids on a path to future financial stability

• A finance coach unpacks how she retired at 40 – and the money advice she finds ‘irresponsible’

Growing up, Jannese Torres only saw the men in her family making financial decisions.

“The women managed the day-to-day budget and made sure all the bills got paid, but the men were the ones who had the ‘grown-up’ conversations,” she said. Financial products were something to be feared – her parents had gone into credit card debt in their 20s, forcing them to file for bankruptcy.